High 10 Most Standard Articles in February

Welcome to our month-to-month prime 10 collection at Fintech Nexus. We publish dozens of articles each month and I at all times suppose it’s fascinating to see what catches our viewers’s consideration. So, right here we have now the highest 10 most seen articles from our web site in February.

1. How Banks Can (and Ought to) Remedy the Transactional Information Drought Drawback – To be trustworthy I used to be somewhat stunned about this one being within the quantity on spot however clearly it is a drawback that resonates with lots of people. Monetary establishments have entry to an unlimited quantity of buyer information, together with account info, transaction historical past, and credit score scores. However a lot of that information is siloed by completely different fee platforms and networks making it unavailable throughout the group (see additionally this week’s cartoon).
2. Luke Voiles, CEO of Pipe, on the optimum strategy to method small enterprise lending – My podcast interview with Luke Voiles, CEO of Pipe, has been the most well-liked present I’ve finished in nearly a 12 months. Luke’s enthusiasm for small enterprise and his plain-spoken model clearly resonates with lots of people.
3. The Way forward for On Demand Pay and Earned Wage Entry – Our prime publish in January remains to be quantity three this month. This was a visitor publish from Jason Lee, the co-founder of DailyPay, the main earned wage entry platform. He makes the case that earned wages are staff’ cash and must be tracked fastidiously. He launched his new firm, Salt Labs, additionally focused at employees however on financial savings somewhat than spending.
4. The Evolution of Funds Rails: Shaping the Way forward for Monetary Companies – There are few areas of finance going by way of a metamorphosis greater than funds rails. It isn’t simply the launch of FedNow it’s all the completely different on the spot fee choices now obtainable. Companies might be transitioning away from ACH and Wire to those on the spot funds rails and it will occur rapidly.
5. Goldman bids farewell to client banking push – For those who Google Goldman and client banking this text may be very excessive within the rankings. We didn’t do something particular to market it however many information websites ended up linking to it. So, regardless that it was from July final 12 months it would in all probability stay within the prime ten for fairly some time.
6. EY, MoneyLion unite to ship built-in digital finance – I’ve to confess I didn’t have a MoneyLion partnership with EY on my 2024 fintech partnerships bingo card. I’m guessing neither did anybody else which might be why this new partnership is producing a lot curiosity. It isn’t information for a fintech so as to add banking software program to its choices however combining it with a providers element from a prime consulting firm is new.
7. These 4 Tendencies are Shaping How Fintech Needs to be Utilizing Generative AI – Generative AI remains to be a sizzling subject in fintech as main firms preserve exploring use circumstances. This text takes a step again and appears on the 4 key developments which can be shaping the AI adoption journey at fintech companies as we speak.
8. Every part In every single place All at As soon as: Conventional Banks Speed up Digital Transformation – I don’t suppose there’s a financial institution anyplace on this nation that isn’t conscious of the necessity to embrace digital transformation. However that’s such a broad subject and there may be an nearly infinite variety of methods to go about it. This text supplies three core areas for banks to concentrate on.
9. Marqeta’s Simon Khalaf: BNPL, embedded finance innovation simply starting – We sat down with Marqeta’s CEO a number of weeks in the past to get his perspective on the way forward for embedded finance. I like a few of his outside-the-box considering relating to rewards and card use basically. After which there may be BNPL which Khalaf sees as being tied very a lot to loyalty. Attention-grabbing ideas.
10. SnippetSentry tackles messaging app compliance – Sneaking into our prime 10 is an article simply revealed this week on compliance and messaging. There have been some excessive profile fines handed out by the SEC for compliance lapses on worker communications. So, after all, somebody has created a seamless compliance resolution for banks and fintechs to extra fastidiously monitor these communications.